Privacy
$300.00
This is a policy guide to comply with Privacy requirements for mortgage lenders, mortgage brokers and mortgage servicers. This a separate policy guide. Once purchased this guide will be customized to your specifications. You will receive an immediate invoice receipt with a download link to a questionnaire with some simple questions to answer and receive your customized guide within 24-48 hours. This is written for independent mortgage bankers but can be customized for depository financial institutions and credit unions.
Table of Contents
PRIVACY POLICY
- PURPOSE
- SCOPE
PRIVACY AND OPT-OUT NOTICES
- Reasonable Opt-Out Time Period
- Sharing of Nonpublic Personal Information
- Exceptions
- INITIAL PRIVACY NOTICE
- Existing Customers
ANNUAL PRIVACY NOTICE
PRIVACY POLICY NOTICES
- Categories of Nonpublic Personal Information
- Categories of Affiliates and Nonaffiliated Third Parties
- Confidentiality and Security
- Model Privacy Policy Notice
- Opting-Out Methods
- Time Frame of Opt-Out
- Revised Privacy Notice
- Delivering Privacy Notices
- Electronic Delivery
- Electronic Delivery of Annual Notice
- Limits on NPI Received
- Joint Marketing
- Record Retention
APPENDIX A (DEFINITIONS)
- Affiliate
- Clear and Conspicuous
- Consumer
- Control of a Company
- Customer
- Customer Relationship
- Continuing Relationship
- Financial Product or Service
- Nonaffiliated Third Party
- Nonpublic Personal Information (NPI)
- Personally Identifiable Financial Information
- Publicly Available Information