South Carolina - Attorney & Insurer Preference and Consumer Complaint Notice Guide

This is a policy guide to comply with the requirements in the state of South Carolina for providing the notice of the right of the applicant(s) to select their own attorney and insurance provider(s), including also documenting the applicant(s) choice prior to loan closing. This guide also includes compliance with requirements to provide the applicant(s) the agency in which to submit a complaint. This a separate policy guide. Once purchased this guide will be customized to your specifications. You will receive an immediate invoice receipt with a download link to a questionnaire with some simple questions to answer and receive your customized guide within 24-48 hours. This is written for independent mortgage bankers. 

Table of Contents

SOUTH CAROLINA DISCLOSURE POLICY & PROCEDURE

• PURPOSE
• SCOPE
• TRAINING

ATTORNEY PREFERENCE NOTICE & SELECTION

• Providing the Notice (3-day Disclosure)
• Borrower Selection of Attorney (Prior to Closing)
• Post-Closing Reviews
• Quality Control Analysis

INSURANCE AGENT NOTICE & SELECTION

• Exception
• Hazard versus Flood Insurance
• Providing the Notice (3-day Disclosure)
• Borrower Selection of Insurance Agent (Prior to Closing
• Post-Closing Reviews
• Quality Control Analysis

CONSUMER COMPLAINTS NOTICE & ACKNOWLEDGEMENT

• Providing the Notice (3-day Disclosure)
• Prior to Closing
• Post-Closing Reviews
• Quality Control Analysis

APPENDIX A (ATTORNEY/INSURANCE PREFERENCE FORM)

APPENDIX B (CONSUMER COMPLAINTS NOTICE)

APPENDIX C (CITATION REFERENCES)

• South Carolina Consumer Protection Code §37-10-102(a)
• South Carolina Consumer Protection Code §37-23-70(D)